FREE Business Intelligence

The Billionaire Tax Strategy

How the ultra-wealthy pay only 6-8% taxes by buying stocks, borrowing against them, and never selling. Learn the exact system used by Jeff Bezos, Elon Musk, and more.

$
0-0%
Effective Tax Rate
(Top 25 Billionaires)
$
$0B+
Bezos Wealth
(Moved to Florida)
%
0%
State Tax
(FL, TX, NV, WY)

The Big Idea (Made Simple)

Here's the secret rich people know:

When you work for money, the government takes a big chunk. You might lose 30-40% to taxes!

But when your money grows by owning things (like stocks), you pay $0 in taxes - as long as you never sell.

The Simple Rule: Buy things that grow in value. Never sell them. Borrow money against them when you need cash. Borrowed money = NO TAXES!

"Ordinary people don't think about debt the way billionaires think about debt." - Edward McCaffery, USC Law Professor

The Amazing Coca-Cola Story

During the Great Depression (the worst economic crash ever), a small-town banker named Pat Munroe had a simple idea:

"Buy Coca-Cola stock. Never sell it. Buy more when prices drop."

The Results?

$40 invested in Coca-Cola became...

$0 MILLION

Number of millionaires created in tiny Quincy, Florida:

0

Quincy became the richest town per person in all of America!

The families who listened to Munroe never sold their shares. They passed the wealth to their kids and grandkids - all without paying taxes on the growth!

The Five Pillars of Wealth

Smart investors don't put all their eggs in one basket. They build wealth using Five Pillars - and borrow against each one!

$

Pillar 1: Stocks & ETFs

Own pieces of companies. Easy to start with just $100!

@

Pillar 2: Real Estate

Houses and buildings grow in value. Rent = monthly income!

#

Pillar 3: Life Insurance (IUL)

Grows tax-free. You can borrow from it tax-free!

B

Pillar 4: Cryptocurrency

Digital money like Bitcoin. Limited supply = potential growth.

*

Pillar 5: Precious Metals

Gold and silver protect against inflation. Real, solid value.

Key Point: You can only use this strategy with assets you can borrow against. All five pillars let you do this!

Financial Alchemy: Create Money by Pressing Buttons!

This sounds like magic, but it's real. When you borrow money using a margin loan, ask yourself three questions:

Did I have to work for this money?

NO!

Did I have to pay taxes on this money?

NO!

Did inflation eat away at this money while I earned it?

NO!

What Makes Margin Loans Special?

> No application needed

> No credit check

> Doesn't show on credit report

> No required monthly payments

> Interest may be tax-deductible!

Lazy Money vs. Smart Money

Big Bank
0.01%
High-Yield Savings
4.5%
S&P 500
~10%/yr

Americans lost $603 billion by keeping "lazy money" in big banks earning almost nothing!

Step-by-Step: The Buy, Borrow, Never Sell System

1

BUY

Purchase stocks or ETFs. Start with as little as $100. Focus on things that grow over time.

2

HOLD FOREVER

Never sell! Let your money grow year after year. No selling = No taxes!

3

BORROW

Need cash? Take a loan against your stocks. It's called a "margin loan." Banks love giving these!

4

SPEND (TAX-FREE!)

Use the borrowed money for anything. Loans are NOT income = $0 taxes!

5

REPEAT

As your stocks grow, borrow more. Buy more assets. Keep the cycle going forever!

6

PASS IT ON (DIE)

When you pass away, your heirs get a "step-up in basis" - they inherit your stocks at today's value and pay ZERO taxes on all the growth!

Real Example: See the Difference!

Scenario: You invest $10,000 in Amazon stock. It doubles to $20,000!

X If You SELL (The Old Way)

Stock value:$20,000
Taxable gain:$10,000
Taxes (20%):-$2,000
Cash you keep:$18,000
Stock still owned:$0

> If You BORROW (The Smart Way)

Stock value:$20,000
Taxable gain:$0
Taxes:$0
Cash from loan:$10,000
Stock still owned:$20,000

You got $10,000 TAX-FREE and still own $20,000 in stock!

Your money keeps growing while you spend the loan. That's the magic!

Where to Buy Stocks (Start Here)

Open a brokerage account at one of these platforms. Click each card to see detailed requirements, fees, and what you need to get started.

*

M1 Finance - HAS A BORROW BUTTON!

m1.com Low-rate margin loans, 4.5% savings
Click for details
v
Minimum to Open

$0

No minimum deposit required
Minimum to Invest

$100 (Taxable) / $500 (IRA)

Balance needed to start trading
Margin Requirements

$2,000 minimum

To enable margin borrowing
Margin Interest Rate

6.25% - 7.25%

Varies by balance tier
Platform Fee

$3/month

Waived if balance >= $10,000
Trading Fees

$0 commissions

Free stock & ETF trades
Documents Needed to Open Account:
  • Social Security Number (SSN)
  • Valid government-issued ID (Driver's license or passport)
  • U.S. residential address
  • Date of birth
  • Employment information
  • Bank account for funding (ACH)
Open M1 Finance Account ->
$

Fidelity Investments

fidelity.com $0 trades, great research tools
Click for details
v
Minimum to Open

$0

No minimum deposit required
Minimum to Invest

$1 (fractional shares)

Start with any amount
Margin Requirements

$2,000 minimum

Cash or securities
Margin Interest Rate

8.25% - 13.575%

Based on debit balance
Account Fees

$0

No annual or inactivity fees
Trading Fees

$0 commissions

Stocks, ETFs, options ($0.65/contract)
Documents Needed to Open Account:
  • Social Security Number (SSN) or Tax ID
  • Valid government-issued photo ID
  • U.S. address (residential)
  • Date of birth
  • Employment status and occupation
  • Bank routing and account numbers
Open Fidelity Account ->
$

Interactive Brokers

interactivebrokers.com Lowest margin rates in the industry
Click for details
v
Minimum to Open

$0

No minimum for IBKR Lite
Margin Requirements

$2,000 (Reg T) / $100K (Portfolio)

Portfolio margin for larger accounts
Margin Interest Rate

5.33% - 6.83%

Industry's lowest rates
Large Balance Rates

As low as 4.83%

For balances over $1M
Open IBKR Account ->

Banks for Securities-Backed Loans (SBLOCs)

These institutions let you borrow against your stocks without selling them. Click each card for complete details.

@

M1 Borrow

m1.com/borrow Just press the BORROW button!
Click for details
v
Minimum to Borrow

$2,000 portfolio value

In marginable securities
Maximum Loan Amount

Up to 35% of portfolio

Conservative borrowing limit
Interest Rate

6.25% - 7.25%

Variable based on Fed rate
Application Process

Instant - just click Borrow

No paperwork or approval wait
Learn About M1 Borrow ->
@

Schwab Pledged Asset Line (PAL)

schwab.com Line of credit secured by investments
Click for details
v
Minimum Line of Credit

$100,000

Schwab Bank product
Maximum Line of Credit

$5,000,000+

Based on portfolio value
Borrowing Power

50-70% of securities value

Varies by asset type
Interest Rate

Variable (Prime-based)

Relationship pricing available
Learn About Schwab PAL ->

Move to a No-Tax State (Bonus Strategy!)

Jeff Bezos moved from Washington to Florida. With $160 billion, even a small percentage in state taxes = billions lost.

> 0% Income Tax States

Florida
Texas
Nevada
Wyoming
Washington
South Dakota
Alaska
Tennessee
New Hampshire

X Highest Tax States

California - 13.3%
New York - 10.9%
New Jersey - 10.75%
Hawaii - 11%
Minnesota - 9.85%

$1M income = $100K+ gone!

Important: If your stocks drop a lot, the bank might ask for more collateral (called a "margin call"). To stay safe, only borrow up to 35-50% of your stock's value and keep extra cash available.

Sign Up FREE - Get Dozens More Guides!

This page is just ONE strategy. Sign up FREE to get instant access to:

>
Business Formation Guides - LLC, S-Corp, C-Corp made simple
>
Business Credit Building - Get funded without personal guarantees
>
6-Figure Funding Strategies - 0% interest credit for business
>
Real Estate Tax Strategies - Depreciation, cost segregation
>
1000+ Lenders List - Business loans, grants, and more
>
Full PDF Download - Complete strategy breakdown

Total Value: $2,500+ - Yours FREE!

Ready to Build Wealth Like the Billionaires?

Get FREE instant access - no credit card needed

Get FREE Access Now ->
> No Credit Card > Instant Access > $2,500+ Value

Questions? Call us: 888-534-4145